We are the credit counselling specialists, and what we offer is simple: Debt solutions that stick.
Getting started is easy – just complete the contact request form below and we’ll be in touch within two business days.
For 30 years, we’ve helped countless individuals and families solve their debts through expert credit counselling, budget mentoring and tailored financial education programs. As a not-for-profit organization, we always have your best interest at heart and will help you avoid bankruptcy whenever possible.
"I was feeling so stressed and this company helped me get my life back on track. I didn't want to go bankrupt and was happy to find another option. Thank you!"
Addressing your top concerns about debt and credit counselling.
The primary difference between a credit counselling agency and a bankruptcy trustee is that the former considers all your options and the latter deals primarily in bankruptcy and consumer proposals.
A credit counselling agency is focused on finding the best solution for you, taking into consideration all aspects of your financial reality. In some cases, bankruptcy will be the only option, and in these cases, your credit counsellor can refer you to a trusted resource who can guide you through the process.
But in many cases, credit counselling is the best option. That’s because you gain the skills to never get into financial difficulty again.
Everyone!
We aim to assist anyone looking for advice about financial management or reducing and eliminating their debts. The goal of our credit counselling services is to equip people with the tools necessary for the successful management of their finances. Whether you need help with debt repayment, budgeting or general financial education, our accredited financial counsellors are up to the task.
The latest data we have available is that the bankruptcy/insolvency route results in a repeat rate of approximately 20%. This compares to a repeat rate of less than 1% for those who follow the Debt Management Program/Credit Counselling route.
That’s what we mean by debt solutions that stick.
Yes. Our not-for-profit status means we aren’t looking to make a buck off your financial challenges.
Simply put, it means we offer low-cost, impartial and professional services that put your needs first. We believe this is an essential ingredient in helping you solve your debts as quickly and painlessly as possible.
Ask us about our services and programs right away!